
Fixed or Variable-Rate Mortgage
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Diamond in the rough? You’ll just complete the application, provide copies of required documentation and you’re pretty much done. I’m right there with you during the application stage to help if needed. From there, the team takes over and handles everything. You’ll receive regular updates along the way.
This is the place where everyone on the team receives weekly updates from us. Everyone is in the know. The buyer, the seller, both realtors, the attorneys and title. You won’t be left guessing what’s next. Information is Golden!
PRO TIP: Get Preapproved for your mortgage FIRST! Get Preapproved for your mortgage BEFORE even thinking about selecting a REA (Real Estate Agent). You need to be preapproved before the REA can show you any homes. Also, during Preapproval, we’ll verify exactly what your safe purchase limit is. We’ll work out your monthly payment according to your financial situation so you’ll know in advance without guessing.
Clicking on the button below takes you to a secure page where you’ll scroll down to the “Apply Now” button. From there, you’ll complete login registration first and then go right to the secure Preapproval application.
Banks and private mortgage companies are called retail or direct lenders. They lend their own money and have their own respectful place in the financial industry. They both provide a service for specific clientele who’s financial situation fits neatly into their preset parameters or guidelines. If your situation doesn’t quite fit into their guidelines, you’ll need to start over looking for another lender, who again, may or may not have guidelines that work for you.
I am a mortgage broker. Instead of lending their own money, a broker connects borrowers with the right wholesale lender that has guidelines that fit the borrowers unique needs. As a broker, I work with over 150 wholesale, residential and commercial lenders. Each of them have their own guidelines and each bring varying degrees of flexibility as far as what borrower scenarios they’re comfortable working with. This gives borrowers who work with brokers choices and options that largely are not available at banks and private mortgage companies. As an added bonus, in addition to offering choices and options, the interest rate a borrower can get by working with a broker is usually better than when working with a retail or direct lender.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas vestibulam.
Tristique senectus et netus et malesuada fames ac turpis egestas. Vestibulum tortor quam, feugiat vitae, ultricies eget, tempor sit amet, ante. Donec eu libero sit
Ulltricies eget, tempor sit amet, ante. Donec eu libero sit amet quam egestas sempe. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac
Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Vestibulum tortor quam, feugiat vitae, ultricies eget, tempor sit amet, ante. Donec
Joe Bechtold, Independent Mortgage Broker. Remote office located in Wheaton, IL 60187 630-456-2368 NMLS # 2079403
NMLS License Verification site: www.nmlsconsumeraccess.org/
Joe Bechtold, an Independent Mortgage Broker is sponsored by: Edge Home Finance Corporation NMLS# 891464
5868 Baker Rd., Minnetonka, MN 55345 ph. 763-219-8484